Announces a new

Insurance Rating:

I.S.O. Class   4

How our Class 4 compares to the 2,412 other Illinois Fire Departments

See how this helps you!

ISO is an acronym for Insurance Service Organization.  ISO rates fire departments on a scale of 1 through 10, 10 being the worst level of fire protection, with 1 the best.  ISO then publishes this rating to insurance carriers.  Many insurance companies use the I.S.O. scale in determining rates for homeowners insurance.

How does this effect my insurance rates?

Your homeowners insurance rates are based on many factors such as your credit rating, your fire departments ISO class, and your previous losses.

Most insurance companies utilize the ISO rating in their calculations for your premium. Some insurance carriers utilize a different format.  Generally, if your credit rating is good you should see a reduction in your homeowners insurance premiums.   The amount of savings will vary from carrier to carrier .  A recent survey by our department found savings from $49.00—$215. 00, In one case a homeowner reported they saved over $300.00.

You should check with your insurance company and discuss our Class 4 rating with your agent.  It  never hurts to shop around and find premium amounts of several insurance companies before making a decision on which insurance company to go with. 

Some other factors that determine homeowners insurance rates are:  Your home or business is within a 5 mile proximity of a fire station, and proximity to fire hydrants.

  Promises Made, Promises Kept  

The Beach Park Fire Protection District is committed to providing a highly professional fire and emergency medical service to the residents of our District.  During our recent endeavor in securing funding for our ambulance service several promises were made.  One of those promises were that our I.S.O rating would be reduced and you would see savings in your insurance rates relating to fire protection.  Our reduction to a Class 4 demonstrates the progress that we have made toward providing a top level fire and EMS organization.

Another promise is that we would staff our fire station with personnel 24 hours a day.  Currently, a minimum of 3 firefighter / EMT’s are staffing our station 24 hours a day 365 days a year.  Often we have more than 3 personnel in the station.

   Also In order to offer  more medical options  for ourresidents we now transport  to St Catherine’s and Auroura hospitals in Kenosha, Wisconsin for non-trauma related emergency medical calls, and Lake Forest and Condell hospitals in Illinois.

The Beach Park Fire Department is NOT part  of the Village?

The area where you live is served by a Fire Protection District, which is not  connected to the village in any way. 

The Village of Beach Park is covered by 4 different fire protection districts.

In addition to our fire district, our community is covered by the Winthrop Harbor Fire Protection District North of 29th Street, The Newport Township Fire Protection District West of Bayone Rd, and the Warren-Waukegan Fire Protection District, which contracts to the Gurnee Fire Department, South of Blanchard Rd.

The Beach Park Fire Department has a child safety car seat inspection program.

We have several certified child safety seat technicians who can inspect your car seats for proper installation.  We also can help you get the proper car seat for your child in the event you can not afford a car seat.  

Call us at 847-662-2642 to schedule an appointment to inspect your car seat.